Work from July, 2008

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Need a Housesitter?

Tate says we have terrible luck with real estate. I suspect that we just want more than we can afford so we push the edges and wind up getting burned. Either way, we had a contract, we had a mortgage. We had a lawyer trying to schedule a closing and ...

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Chomp, Chomp, Sort!

Okay, so I'm getting someplace. I've got my chompy stuffs into an array. I've got it all in PHP. But now I need to sort a multi-dimensional array by a value in the second array. I've got an array (events) that contains each event as an array. ...

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Visualize, Please

If you could vote here, which you can't, I'd take a poll like Many Eyes vs. Small Array You'd vote Small Array, too. Don't deny it. via New York Shitty

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Lately. Also. (about money again. and mortgages.)

Megan moved. The new blog is better. Even though (perhaps because?) you can't comment on it. Also, someone gave us a jar of cherries in brandy and they're great. And almost gone. And it is too hot. Also, I'll stop with this eventually, but I've been stuck on a question Jon G asked over a year ago, about whether I was ignoring the mortgage tax credit for a reason or just because. I was ignoring it because I didn't understand it, and I didn't really understand how to compute interest paid on a loan. That whole part about how, with each payment, you pay a little less interest and a little more principal. The interwebs are full of people who can explain to you how to derive an equation. You don't need me for that. Suffice to say that you are trying to spread your payments out over some number of years, so that when you get to the end of your some number of years (thirty, probably) you've paid off the whole loan as well the interest accrued on the loan while you held it. These same inter web tubes are full of calculators: punch in some details (term, APR and principal) get back a table of interest and principal payments over time. What I couldn't seem to find was any sort of explanation of how to compute this for myself. I don't mean how to derive the equation, I mean how, without deriving an equation, to spit out a table of payments over time at different rates. As it turns out, OpenOffice secretly has a handful of financial functions available to us. Notably: PPMT, which takes your interest rate, loan term and principle and returns the capital repaid in a period for a fixed rate loan. If you're trying to understand the mortgage tax deduction, you need to know how much of what you're paying out this year is interest, vs capital. Only the interest is deductible. Alternatively, IPMT, returns the interest paid in some period. As long as we're on the subject you shouldn't be surprised to learn that PMT will calculate your payments for you. Magically, IPMT and PPMT add up to PMT, month after month. No messy math!

View Lately. Also. (about money again. and mortgages.)

Chomp Chomp

I have a perl script. Eric wrote it a long time ago. 1999. I tweaked it recentlyish (2007), but now I need it to do a magic thing and I really don't know enough Perl to make magic. featured_data.pl is a wee file where our calendar software stores its data. At any given moment it contains for or five lines that look sort of like: 2454667|2454667|July 19, 2008|July 19, 2008|7|Saturday|103|100041|pop-punk matinee!|3:00 pm|$6||http://|10002|Gallery /Performance Space||PARASITESGO! (california catchy punx on tour) CLOSET FAIRIES (massachusetts upbeat melodic punk rock) SECRET HIDEOUTS (boston pop-punk) GENERAL INTEREST (boston dance-y, new wave-y punk) 127 (gypsy punk from ira n!)|PARASITESGO! (california catchy punx on tour) CLOSET FAIRIES (massachusetts upbeat melodic punk rock) SEC RET HIDEOUTS (boston pop-punk) GENERAL INTEREST (boston dance-y, new wave-y punk)127 (gypsy punk from iran!)| ||General Audience|1|10970|7|||http://www.abcnorio.org|0|0|0|0|0

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Meet Me At The

1) We do not own it yet. We believe. We have absolute faith. But we do not own. Tomorrow a new appraisal, hopefully a closing date settled. Everything seems to hang on these threads, teeny tiny little threads. This is a damn nerve wracking time for the banking industry to ...

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Limits, to the Limits (evolving)

I'm monkeying around with OpenOffice and VLOOKUP and HLOOKUP and just LOOKUP. I have a spreadsheet with a column of values like: FRIENDS OF REESE BERMAN COMMITTEE TO ELECT MIKE FLYNN COUNTY CLERK LIMA DEMOCRATIC PARTY FRIENDS OF ANDY TORRES COMMITTEE TO ELECT PETER A TULIN COMMITTEE TO ELECT PETER TRIPODI FRIENDS OF ROBERT ...

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Ask Cherry Crush (about mortgages and points)

Okay, I won't pretend anyone but me myself and I asked me this, but three people tried to explain points and they all made my head spin by talking to fast and throwing out numbers without explaining where they got the numbers from. Basically paying "points" is the equivalent of ...

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I Don’t Like to Think of it as Ranting (that is, my thoughts on Monsanto and general support for the hypothesis that they are evil)

A little bird forwarded me this today with a note about my Monsanto rantings. Note to Monsanto: if you don't want to be the poster child for unadulterated corporate evil, you could just be less evil. So let's see if we've got this straight: the Monsanto company produces a synthetic ...

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I fixed it! I fixed it!

I know that everyone has been waiting with baited breath for my tags to actually work. One of those things it is really hard to find time to fix because there isn't (wasn't?) an obvious solution and ... blah blah. I was being lazy about it. I finally figured out ...

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